How to pay for things securely

We are essentially a cashless society. With the rise of debit cards in the late 1980s early '90s, fewer and fewer of us use paper money to pay for things. Throw in online shopping and single-retailer payment apps like the one from Starbucks, and ATMs...

More Secure American Credit Cards With EMV


The 70 million Target credit card breach might be the first time most people ever heard of EMV, if they even noted its mention in the coverage. More secure cards wouldn’t have averted the breach but...

Why Even North Korea Outpaces The U.S. In Credit Card Security


The ever-worsening news from Target’s breach of credit card and customer data highlights the need to implement a more secure U.S. system to process our card payments. In recent articles, I have...
    






iZettle launches on EE, aims to let UK merchants dabble in plastic

iZettle launches on EE in the UK, lets merchants take plastic with smartphones, tabs

iZettle has just launched its Android and iOS payment platform on EE in the UK, giving small businesses a cheap way to get paid through Visa, American Express, Diner's Club and Mastercard. For a £20 fee in EE stores, you can grab the scanner (shown above) and start accepting charge card payments through your iPhone, iPad and certain Android devices with no other fees except for the usual merchant grab -- 2.75 percent per transaction in this case. Sales can even be keyed in manually if you don't want the scanner, and the company claims the system is quick and "totally secure." So, if you're tired of chasing down that deadbeat client who keeps saying "too bad you don't take Amex," hit the PR after the jump.

Continue reading iZettle launches on EE, aims to let UK merchants dabble in plastic

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iZettle launches on EE, aims to let UK merchants dabble in plastic originally appeared on Engadget on Wed, 07 Nov 2012 11:42:00 EDT. Please see our terms for use of feeds.

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iZettle comes to Android for a few lucky Swedish Samsung owners

iZettle comes to Android

Square gets most of the media hype, but without an international presence, would-be competitors have had a chance to carve out their own niches in the mobile commerce market. Sweden's iZettle has managed to make quite a splash in its homeland, and it's expanding its mini empire by finally bringing its wares to Android -- albeit in an extremely limited form. Unless you've got a Galaxy S III, S II or a Note then iZettle still isn't for you and with availability in a single Nordic country, it might seem more accurate to describe Android support as being in beta, but the company has ditched the testing tag regardless. Rest assured, however, it is actively working to add more handsets and export the app beyond its particle board-loving borders.

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iZettle comes to Android for a few lucky Swedish Samsung owners originally appeared on Engadget on Tue, 21 Aug 2012 16:35:00 EDT. Please see our terms for use of feeds.

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Security experts hack payment terminals to steal credit card info, play games

Security experts show payment terminal vulnerabilities by playing racing game with pinpad

If a payment terminal could be forced into servitude as a crude handheld gaming device, what else could it be made to do? Researchers at the Black Hat conference showed just what mischief a commonly used UK PoS terminal could get up to when they inserted a chip-and-pin card crafted with malicious code. That enabled them to install a racing game and play it, using the machine's pin pad and screen. With the same hack, they were able to install a far less whimsical program as well -- a Trojan that could record card numbers and PINs, which could be extracted later by inserting another rogue card. On top of that, criminals could use the same method to fool the terminal into thinking a transaction was bank-approved, allowing them to walk out of a store with goods they hadn't paid for. Finally, the security gurus took a device popular in the US, and used non-encrypted ethernet communication between the terminal and other peripherals to hack into the payment device and take root control. Makes you want to put those credit cards (and NFC devices) away and stick to cash -- at least you can see who's robbing you blind.

[Original image credit: Shutterstock]

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Security experts hack payment terminals to steal credit card info, play games originally appeared on Engadget on Fri, 27 Jul 2012 06:41:00 EDT. Please see our terms for use of feeds.

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