Tag Archives: MobilePayment

Former Nokia Money crew kicks off iKaaz mobile payments, lets shops go with or without NFC

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ExNokia Money team kicks off iKaaz mobile payments, lets shops go with or without NFC

It's a big day for mobile payments. Multiple former Nokia Money veterans have formally launched iKaaz, a two-pronged strategy to phone commece where choice is the order of the day. The first components, M-POS and its accompanying Tap & Pay, are rough equivalents to familiar NFC-based services like Google Wallet that rely on an NFC tag and matching app for in-store sales. A Consumer Wallet for Enterprises occupies more familiar territory for the ex-Nokia crew: it provides a mobile account that doesn't require NFC or even an app, letting those in developing countries exchange funds through SMS or USSD (Unstructured Supplementary Service Data) if they're sporting basic handsets. Us end users will need to wait for actual implementations before we see iKaaz for ourselves, but the sheer flexibility could have us paying through our phones in some unexpected places.

Continue reading Former Nokia Money crew kicks off iKaaz mobile payments, lets shops go with or without NFC

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Former Nokia Money crew kicks off iKaaz mobile payments, lets shops go with or without NFC originally appeared on Engadget on Wed, 17 Oct 2012 22:39:00 EDT. Please see our terms for use of feeds.

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Isis makes October 22nd mobile payment launch official, vows 20 capable phones by year’s end

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Isis Mobile Wallet demo

While we could easily see this coming, it's still good to hear the news more directly: Isis has confirmed that its delayed mobile wallet system will arrive on October 22nd. The company's marketing lead Jaymee Johnson tells us that the NFC-based commerce should start in the previously mentioned Austin and Salt Lake City areas. We haven't been given a formal device list, but "as many as" 20 smartphones should be compatible by the end of the year. We can think of at least four. More details will follow on the day in question, although we already know that the cash-averse will need an Isis app, a special SIM card and compatible SmartTap terminals at stores. That's a lot of conditions that have to be satisfied just to lighten the strain on our pockets -- all the same, we'll take it when the alternatives are moving slowly.

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Isis makes October 22nd mobile payment launch official, vows 20 capable phones by year's end originally appeared on Engadget on Wed, 17 Oct 2012 12:52:00 EDT. Please see our terms for use of feeds.

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Isis Mobile Wallet app for Android surfaces in Google Play, you probably can’t run it

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Isis Mobile Wallet app for Android surfaces in Google Play, you probably can't run it

Unofficial rumblings have pointed to Isis Mobile Wallet's trial getting close. If you've remained skeptical all the same, we're pretty sure that seeing Isis' Android app in Google Play will change your mind. The currently T-Mobile-only software confirms that pilot program members will tie their American Express, Capital One or Chase card (as well as a unique card) to Isis for paying through NFC at stores with a SmartTap terminal. We're also promised streamlined loyalty cards and coupons. Before anyone rushes to try the app at the local shop, remember that it's just one piece of the puzzle on top of the special SIM card, one of three NFC-equipped phones and that small matter of living in Austin or Salt Lake City when the service goes live. Having the official app at least lets those who qualify get a head start on what could soon be the only major alternative to Google Wallet in the US.

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Isis Mobile Wallet app for Android surfaces in Google Play, you probably can't run it originally appeared on Engadget on Tue, 16 Oct 2012 18:22:00 EDT. Please see our terms for use of feeds.

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T-Mobile to kick off Isis Mobile Wallet pilot program on October 22nd according to leaked photo

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T-Mobile to kick off Isis Mobile Wallet pilot program on October 22nd according to leaked photo

Mr. Blurrycam has struck again, and this time he brings us a launch date for T-Mobile's Isis Mobile Wallet pilot program by way of TmoNews. According to the image (which you can catch after the break), the Isis app will arrive on Google Play come October 22nd for folks in Salt Lake City, Utah and Austin, Texas to take for a test drive. Another image reveals that those who activate their mobile wallet could snag $10, and an additional $15 if they convert their Isis Cash card into a reloadable prepaid card. Call one of the two cities home and can't wait to put the NFC payment solution through its paces? You'll need an Isis SIM card and a Samsung Galaxy S III, S II or Relay 4G to partake in the festivities. For those outside the lucky cities, there's still no word on when Isis will fully launch.

Continue reading T-Mobile to kick off Isis Mobile Wallet pilot program on October 22nd according to leaked photo

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T-Mobile to kick off Isis Mobile Wallet pilot program on October 22nd according to leaked photo originally appeared on Engadget on Tue, 16 Oct 2012 08:32:00 EDT. Please see our terms for use of feeds.

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HTC Droid Incredible 4G LTE update to bring global roaming, Isis wallet

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HTC Droid Incredible 4G LTE update to bring global roaming and Isis wallet

HTC's Droid Incredible 4G LTE gave us a pleasant surprise by providing a capable Android phone that didn't have to be supersized. It's gone largely untouched since its mid-year introduction, though, which makes a new and imminent update all the more important. The upgrade's biggest trick is support for Isis mobile payments that more officially throws Verizon's hat into the NFC payment ring. Anyone living beyond Isis' coverage will still want to check for the update when it's ready -- the patch switches on global roaming, allows remote technical support, makes Tango video chats useful and improves LTE connection quality. No matter what you're looking for, Verizon's tendency to start over-the-air updates within days of posting documentation leaves a likely short wait before the most recent Droid Incredible gets a breath of fresh air.

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HTC Droid Incredible 4G LTE update to bring global roaming, Isis wallet originally appeared on Engadget on Fri, 12 Oct 2012 16:10:00 EDT. Please see our terms for use of feeds.

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Rogers, CIBC may launch Suretap NFC-based payments on October 15th, require a unique SIM

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Rogers, CIBC may launch Suretap NFCbased payments on October 15th, require a unique SIM

Rogers and Canadian bank CIBC struck a deal for NFC-based mobile payments back in May, long enough ago that it was starting to fade out of the public consciousness. The alliance may be near refreshing our memory with a commercial launch in the cards. MobileSyrup has reportedly scored internal documents that has the two launching their e-commerce collaboration on October 15th under a slightly catchier Suretap name. Unfortunately, the text also suggests that the initial launch will require at least as much hoop-jumping from customers as for the original Google Wallet plans. Avoiding a traditional wallet will demand a BlackBerry Bold 9900 or Curve 9360 on Rogers, a CIBC MasterCard, nearby stores with PayPass terminals, a CIBC app and now a special NFC-enabled SIM card -- a set of criteria that disqualifies almost everyone, especially when there's supposedly a $50 ceiling on transactions. It remains a step forward for mobile payments in a country that has had very few options to start with, but we'd only anticipate widespread adoption once there's a much wider selection of devices and banks.

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Rogers, CIBC may launch Suretap NFC-based payments on October 15th, require a unique SIM originally appeared on Engadget on Fri, 12 Oct 2012 12:51:00 EDT. Please see our terms for use of feeds.

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Bank of America testing QR Code scanning mobile payment system in North Carolina

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Mobile payment is still a bit of a wild west at the moment, and seemingly every technological and financial institution has a dog in this fight. Bank of America's not going to just sit idly by and watch it all unfold. The US's second largest bank has flirted with NFC in the past and is currently doing trials with QR scanning in Charlotte, North Carolina, where it's based. At present, five sellers in the area are taking part in the pilot program, with bank employees given access to the technology. The three-month trial is the result of a partnership with mobile payment company Paydiant, is compatible with Android handsets and iPhones, no NFC needed, naturally.

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Bank of America testing QR Code scanning mobile payment system in North Carolina originally appeared on Engadget on Thu, 27 Sep 2012 13:20:00 EDT. Please see our terms for use of feeds.

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Square competitor Groupon Payments launches today, promises lowest cost for retailers

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Square competitor Groupon Payments launches today, promises lowest cost for retailers

Popular deal website Groupon is venturing into the world of smart phone-based credit card payments today, launching the Groupon Payments initiative nationwide after a successful pilot program is the San Francisco Bay Area earlier this year. Groupon's boasting a guaranteed lowest cost pricing to merchants using Groupon Payments for credit card transactions -- MasterCard, Visa, and Discover will cost retailers 1.8 percent of credit card sales, plus a $0.15 per transaction fee, while American Express will cost three percent of credit card sales, plus a $0.15 per transaction fee. The biggest competition in the space comes from Square, headed by former Twitter co-founder Jack Dorsey, which charges a flat 2.75 percent rate on all transactions against all cards, though PayPal, Intuit, and Verifone all offer similar services.

Today's news matches up directly with leaks we saw back in May, adding on that merchants will see the day's credit card purchases credited to their bank accounts overnight, rather than waiting two to three business days (per standard practice). Beyond credit card services, Groupon's Merchants app also accepts Groupon daily deals, which helps elucidate why Groupon would be interested in entering the mobile credit card payments market in the first place (beyond it being a lucrative market unto itself, of course). Interested parties can sign up over on Groupon's website, and snag the free payments app right here. Finally -- finally -- you'll be able to sell all those $10 gift certificates to Chili's you've been hoarding. Perhaps charge $5 a pop for their $10 value and ... is this a paradox? This might be a paradox.

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Square competitor Groupon Payments launches today, promises lowest cost for retailers originally appeared on Engadget on Wed, 19 Sep 2012 11:08:00 EDT. Please see our terms for use of feeds.

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Square competitor Groupon Payments launches today, promises lowest cost for retailers

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Square competitor Groupon Payments launches today, promises lowest cost for retailers

Popular deal website Groupon is venturing into the world of smart phone-based credit card payments today, launching the Groupon Payments initiative nationwide after a successful pilot program is the San Francisco Bay Area earlier this year. Groupon's boasting a guaranteed lowest cost pricing to merchants using Groupon Payments for credit card transactions -- MasterCard, Visa, and Discover will cost retailers 1.8 percent of credit card sales, plus a $0.15 per transaction fee, while American Express will cost three percent of credit card sales, plus a $0.15 per transaction fee. The biggest competition in the space comes from Square, headed by former Twitter co-founder Jack Dorsey, which charges a flat 2.75 percent rate on all transactions against all cards, though PayPal, Intuit, and Verifone all offer similar services.

Today's news matches up directly with leaks we saw back in May, adding on that merchants will see the day's credit card purchases credited to their bank accounts overnight, rather than waiting two to three business days (per standard practice). Beyond credit card services, Groupon's Merchants app also accepts Groupon daily deals, which helps elucidate why Groupon would be interested in entering the mobile credit card payments market in the first place (beyond it being a lucrative market unto itself, of course). Interested parties can sign up over on Groupon's website, and snag the free payments app right here. Finally -- finally -- you'll be able to sell all those $10 gift certificates to Chili's you've been hoarding. Perhaps charge $5 a pop for their $10 value and ... is this a paradox? This might be a paradox.

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Square competitor Groupon Payments launches today, promises lowest cost for retailers originally appeared on Engadget on Wed, 19 Sep 2012 11:08:00 EDT. Please see our terms for use of feeds.

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Isis’ NFC mobile payments delayed past September target

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Isis NFC mobile payment video

Isis must have spoken too soon. Just days after the alliance committed to launching its mobile payment system in September, its marketing lead Jaymee Johnson has warned FierceMobileContent that the rollout won't make the promised summer target. The delay is portrayed as a collection of minor hiccups, although we're not bracing ourselves for a short wait: Isis plans to update us on the situation in October, and that suggests we won't be making NFC-based purchases on Isis any sooner. It's another disappointment for the future-is-now crowd hoping to leave cash behind -- not that Apple and Google will object to a rival's misstep.

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Isis' NFC mobile payments delayed past September target originally appeared on Engadget on Thu, 13 Sep 2012 17:27:00 EDT. Please see our terms for use of feeds.

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